Editor's Review
The Sumitomo Mitsui Banking Corporation (SMBC) app is your all-in-one solution for convenient and secure banking. 🏦 This official app allows you to easily manage your finances anytime, anywhere. Whether you need to check your balance, transfer funds, or open a new account, this app has you covered! 📱
Key Features:
✨ SMBC Direct Access: Access all your SMBC Direct (Internet Banking) services 24/7. Check your balance, review deposit/withdrawal details, and make transfers with ease.💱
🔑 SMBC Safety Pass: Log in securely using fingerprint or facial recognition for a smooth and safe experience. 🛡️
✍️ Olive Account Opening: Open an account (apply for an Olive account) directly from the app! No need to visit a branch or use a seal. Simply provide your identification documents to get started. 📝
What is an Olive Account?
The Olive account is a comprehensive package service that offers numerous benefits, including advantageous account features for customers who subscribe to all five of the following services:
- Interest-bearing savings deposit or balance-based savings deposit
- SMBC Direct
- Web passbook (non-issuance method)
- SMBC ID
- Olive flexible pay
If you subscribe to an Olive account, you'll receive a ``Multi Numberless Card (Olive Flexible Pay)'' that combines cash card functions with debit, credit, and point payment functionalities.💳
Main Functions:
- Account Opening: Apply for a new account directly through the app.
- Balance/Deposit/Withdrawal Details Inquiry: Check your account balance and transaction history.
- Transfer/Remittance: Easily transfer funds to other accounts.
- Kotara Remittance: Send money to an email address or mobile phone number.
- Payment of Taxes and Various Fees: Pay your bills and taxes conveniently.
- SMBC Safety Pass: Use biometric authentication for secure login.
- One-Time Password: Enhance security with one-time passwords for transactions.
- Olive Flexible Pay: Manage your Olive account and flexible pay options.
- Debit Card/Credit Card Details Inquiry: View your card details and transaction history.
- Usage Notifications/Restrictions: Set up notifications and restrictions for your card usage.
- SMBC Nikko Securities Account Balance/Details Inquiry: Check your securities account information.
- SMBC Trust Bank Account Balance Inquiry: View your trust bank account balance.
- SBI Securities Account Balance/Details Inquiry: Access your SBI Securities account information.
- Household Budget Management: Use the digital household account book to manage your finances.
- Operation Consultation by Phone: Get assistance via phone (restrictions apply).
- V Point Balance Check/Inquiry: Check your V Point balance and transaction history.
- Google Play Cooperation: Integrate with Google Play for added convenience.
- Notification: Receive important updates and notifications.
- My Passbook/Calendar Function: Utilize the passbook and calendar features for better financial tracking.
For more details on the app's features, visit: https://www.smbc.co.jp/kojin/spaplli/directapp/
Important Notes:
- Target Terminal: Compatible with Docomo, au, and Softbank Mobile devices equipped with Android OS 6 or later.
- Rooted Devices: The app may not function properly if your device is rooted.
- USB Debugging: Ensure USB debugging is turned off to use the app.
- Tablet Devices: Performance may vary on tablet devices.
- Security: Register for SMBC Safety Pass or use a one-time password for secure transactions.
The SMBC app is recommended for anyone looking for a secure and convenient way to manage their banking needs. Download now and take control of your finances! 💸
Features
Account opening
Balance/deposit/withdrawal details inquiry
Transfer/remittance
Kotara remittance
Tax and fee payments
SMBC Safety Pass (biometric authentication login)
One-time password
Olive flexible pay
Debit/credit card details inquiry
Usage notifications/restrictions
Securities account balance inquiry
Trust Bank account balance inquiry
SBI Securities account balance inquiry
Household budget management
V Point balance check
Pros
Convenient account management on your smartphone
Seamlessly use SMBC Direct services 24/7
Open an Olive account without visiting a branch
Enhanced security with biometric authentication
Manage various accounts in one app
Cons
Requires Android OS 6 or later
May not work properly on rooted devices
Potential issues on tablet devices
Need backup data when changing devices