Venmo

Editor's Review

Venmo is the ultimate app for anyone looking to simplify their financial interactions! 🚀 With over 83 million users, it's a fast, safe, and social way to handle your money. Whether you're splitting rent, sending a gift, or managing your side hustle, Venmo has you covered. 💰

Send and Receive Money: Paying and getting paid has never been easier! Add a personal note to each transaction to connect with friends and share the fun. 🎉

Split a Request: No more awkward IOUs! Now you can split a payment request among multiple Venmo friends and customize the amount each person owes. 👯‍♀️👯‍♂️

Venmo Debit Card: Get a debit card that rewards you! Earn automatic cashback at some of your favorite merchants. No monthly fee, no minimum balance! 💳

Venmo Credit Card: Maximize your rewards with the Venmo Credit Card! Automatically earn 3% cash back on your top spend category, 2% on the next, and 1% on the rest. 🎁

Buy Crypto: Dip your toes into the world of cryptocurrency with as little as $1! Buy, hold, and sell crypto right in the app, with resources to help you learn along the way. Just remember, crypto is volatile, so take it at a pace you're comfortable with. ₿

Do Business on Venmo: Create a business profile for your side gig or small business, all under your same Venmo account. Perfect for entrepreneurs! 💼

Pay in Stores: Enjoy touch-free payments at stores like CVS using your Venmo QR code. Scan, pay, and go! 🛍️

Pay in Apps & Online: Check out with Venmo on your favorite apps like Uber Eats, StockX, Grubhub, and Zola. Seamless and convenient! 📱

Manage Your Money: Get your Venmo money in the bank within minutes with Instant Transfer. Plus, get your paycheck up to two days early with Direct Deposit on Venmo! 🏦

Features

• Send and receive money with ease

• Split payments among multiple friends

• Venmo Debit Card with cashback rewards

• Venmo Credit Card with cash back

• Buy, hold, and sell cryptocurrency

• Create a business profile

• Pay touch-free in stores with QR code

• Pay in apps and online

• Instant Transfer to your bank

• Direct Deposit for early paycheck access

Pros

• Fast and safe way to send/receive money

• Split payment requests among Venmo friends

• Earn cashback with the Venmo Debit Card

• Get rewarded with the Venmo Credit Card

• Buy, hold, and sell cryptocurrency easily

• Create a business profile on Venmo

• Pay touch-free in stores with Venmo QR code

• Pay in apps and online seamlessly

• Manage your money with Instant Transfer

• Get your paycheck up to two days early

Cons

• Crypto is volatile and risky

• Transfer speeds depend on your bank