Chime – Mobile Banking

Editor's Review

Chime is not just a banking app; it's your financial ally! 🛡️ Trusted by millions, Chime offers a suite of features designed to give you control over your money without the burden of traditional bank fees. With Chime, you can say goodbye to monthly maintenance fees, minimum balance fees, and foreign transaction fees. 👋

One of the standout features is the ability to overdraft up to $200 without incurring any fees, thanks to Chime SpotMe.* This can be a lifesaver when you're running low on funds. 💰

Chime also lets you access your paycheck up to two days early^ when you set up direct deposit, putting you in control of your finances. 💸 Plus, with the Credit Builder feature, you can increase your FICO® Score by an average of 30 points² with regular on-time payments, all without interest or annual fees. 📈

Sending money to friends and family is seamless and free, making Chime a versatile tool for managing your financial life. 🤝 With security features like instant transaction alerts and two-factor authentication, you can rest assured that your money is safe and secure. 🔒

Chime provides banking services through The Bancorp Bank or Stride Bank, N.A., Members FDIC, ensuring your funds are protected. 🏦

Download Chime today and step into a world of convenient, fee-free banking! 🎉

Features

• Instant transaction and balance alerts

• Overdraft up to $200 fee-free

• No monthly maintenance or hidden fees

• Get paid up to 2 days early

• Build credit with no interest or fees

• Send money with no transfer fees

• Access to 60k+ fee-free ATMs

• Two-factor authentication for security

Pros

• No monthly fees or minimum balance requirements

• Overdraft up to $200 without fees

• Get paid up to 2 days early

• Build credit without interest or annual fees

• Send money to friends and family with no fees

Cons

• Out-of-network ATM fees may apply

• SpotMe has eligibility requirements